We direct bill your insurer so you don’t have to. Everything you need to know about using your extended health benefits at Move to Motion — from what to bring to how to submit your own claim.
Direct billing means that Move to Motion submits your insurance claim directly to your extended health benefits provider on your behalf at the time of your appointment. Instead of paying the full cost upfront and waiting weeks for a reimbursement cheque, you only pay any portion your plan doesn’t cover — right at the front desk, before you leave.
Extended health plans typically cover a percentage of the cost of paramedical services including physiotherapy, acupuncture, registered massage therapy, chiropractic care, and active rehabilitation. Coverage amounts and annual limits vary by employer plan. We direct bill to all major insurers listed below. If you’re unsure whether your plan is covered, call us and we’ll confirm before your first appointment.
To direct bill your insurance at your appointment, please bring your benefits card or have your policy information ready. This is issued by your employer or insurance provider and includes the details we need to submit the claim on your behalf.
If you have coverage through more than one plan (for example, both your own and a spouse’s employer plan), bring both cards. We can submit to your primary plan first and then coordinate any remaining balance to your secondary plan — meaning you may owe nothing out of pocket at all.
We direct bill to all major BC insurers. If your plan is not listed below, ask our front desk — we likely bill them. A detailed receipt is always provided for manual submission.
Move to Motion bills Manulife directly via eClaims at point of service. Submit online via GroupNet or the Manulife Mobile app.
Submit a claim →Submit via my Sun Life online or the mobile app. Reimbursements deposited within 2 business days with direct deposit set up.
Submit a claim →Submit via Member Profile online or the PBC Mobile App. Insta-Claim available at participating providers for instant processing.
Submit a claim →Submit through My Canada Life at Work account or the mobile app. Direct deposit available for fast reimbursement.
Submit a claim →Submit through your Desjardins online account or AccèsD app. Paramedical claims submitted electronically.
Submit a claim →Submit online via the ClaimSecure member portal. Receipts uploaded digitally and reimbursement sent by direct deposit.
Submit a claim →Submit via the iA Financial Group member portal or contact your plan administrator. Physio and massage covered under most plans.
Submit a claim →Submit through the Johnson benefits portal or via paper claim form. Contact your plan administrator for coverage details.
Submit a claim →Official how-to guides from each insurance provider walking you through the online claims submission process. Click any card to go directly to the insurer’s guide.
Step-by-step walkthrough of submitting a health or paramedical claim through the Manulife Group Benefits website.
Watch on Manulife.ca →How to submit a health or dental claim using the Manulife Mobile app — fast, easy, and secure from your phone.
Watch on Manulife.ca →Full walkthrough of the Manulife member portal — submit claims, check balances, update personal info, and more.
Watch on Manulife.ca →Step-by-step guide for submitting claims via my Sun Life online or the mobile app, with direct deposit setup instructions.
View on SunLife.ca →Submit online via Member Profile, the PBC Mobile App, or use Insta-Claim at participating providers for on-the-spot processing.
View on pac.bluecross.ca →Submit health and paramedical claims through My Canada Life at Work online portal or the mobile app.
View on CanadaLife.com →If we were unable to direct bill at the time of your visit, or if you have secondary coverage you’d like to claim against, here’s how to submit your own extended health claim to get reimbursed.
What you’ll need from us:
We provide a detailed receipt at every visit that includes all the information your insurer requires. Ask our front desk for a printed or emailed copy if you need one.
The process is nearly identical across all major insurers. Follow these steps for any provider:
If your plan doesn’t support online submission, or you prefer paper, you can submit a manual extended health care claim form. Download the appropriate form from your insurer’s website, print it, and complete all sections.
Paper claims typically take 5–15 business days to process. Registering for direct deposit with your insurer speeds this up considerably even for paper submissions.
Most extended health plans in BC cover physiotherapy, registered massage therapy, acupuncture, and chiropractic care. Coverage typically resets on January 1st each year. Sign in to your insurer’s member portal under “Coverage” or “Benefits Summary” to see your annual maximum and year-to-date usage.
Sign in to your insurer’s member portal and look under “Coverage” or “Benefits Summary.” You’ll see your annual maximum for each paramedical service and how much you’ve used year-to-date. Coverage typically resets January 1st each year.
Submit to your primary plan first. Once processed, submit the remaining balance to your secondary plan with the Explanation of Benefits (EOB) statement from the first insurer. This is called Coordination of Benefits (COB) and can result in 100% coverage in many cases.
Most extended health plans do not require a referral for physiotherapy, acupuncture, massage therapy, or chiropractic. However, some plans may require a physician’s referral for certain services or after a set number of visits. Check your plan booklet or call your insurer to confirm.
Most plans require claims to be submitted within 12 months of the date of service. Some plans allow up to 24 months. Always check your benefits booklet for your plan’s specific deadline.
Contact your insurer for an Explanation of Benefits. Common reasons include: annual maximum reached, service not covered under your specific plan, or a missing practitioner registration number on the receipt. Call us at (604) 999-4442 and we’ll help resolve any issues with your receipt or documentation.